Parents! Three Ways Your Grad can Drag Down your Credit

boat sinking

Congratulations, you have successfully raised a child from infancy through senior year in high school. You are no longer responsible for their school assignments, their athletic activities, their disciplining–you are a free bird! At least until college starts. Congratulations, your baby bird has started his or her preparations to leave the nest (You can walk [...]

10 Ways to Fix Your Credit

build credit

Some of you may be thinking, I’m still young, so why should I care about my credit score? Lots of people have debt and less than stellar credit, but they’re still enjoying a cushy lifestyle. As long as I’m able to buy the things that I want, why should I be concerned? The answer is [...]

The Only Report Card Your Mom Really Cared About

Mom and son report card

You might remember getting your report card in grade school. Were you nervous as you had to hand the paper to your mom? I know I was. I always managed to slack off in class and get a bad conduct grade. That was what really made my mom mad. But if you want to know [...]

Debt: The Elephant in the Room

StudentDebt

So far we haven’t talked to much about debt. I hate my debt. But most college graduates have debt and some more than others. Think about it. We go to college for 4 years, and often times more just to get our degree so we can join the workforce. That college degree can be pretty [...]

The Five Components of a Credit Score

credit cards

There is no denying that a high credit score is important for purchasing a home, renting an apartment and even being hired by certain employers. When you have poor or no credit, it is important to know how to improve your credit score. Improving your credit score hinges on 5 key components as outlined below. [...]