It’s ok. No, really it is. I know that each year you make a resolution but somehow you manage to break it. Most people do. I know I do. The New Year is always filled with so much excitement! This is the year you are going to become the person you’ve always wanted to be and you’re finally going to get your finances together. But if you’re a commitment phobe, keeping that New Year’s resolution might not be so easy. I’ve got some great ways to keep resolutions for those of us who are commitment phobes.
Get Organized Before the New Year
This may be the hardest step but if you do it before the New Year, it will make starting your resolutions that much easier. Getting organized is as easy as making a list of your top priorities for your finances next year. Do you want to begin a retirement savings or learn more about the markets? Making a list will put you one step closer.
Look Beyond New Year’s Day
Reaching your financial goals is more of a journey than a sprint. Building wealth takes time and effort. An easy way to stick with a resolution to invest is to make your investing automatic. Set up a monthly or bi-weekly contribution to your Betterment account. This way, you don’t have to remember to invest, you can automatically have your money working for you after each paycheck.
Remind Yourself Throughout the Year
A major reason that commitment phobes break New Year’s resolutions, is because sometimes, we simply forget. That’s why I recommend creating a vision board to keep you on top of your goals. Every time you look at your vision board you will be reminded of the promises you made to yourself and you will continue working toward those goals.
How do you maintain your New Year’s resolutions?
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7 comments
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MoneyCone says:
January 11, 2012 at 11:07 am (UTC -4 )
There were a lot of posts on new year resolutions, none on keeping up with the resolutions! Nice to see you cover that!
LaTisha Styles says:
January 14, 2012 at 6:49 pm (UTC -4 )
Yeah, it is really easy to break them but there are ways to keep up with them.
SB @ One Cent At A Time says:
January 11, 2012 at 3:33 pm (UTC -4 )
I agree with MC here. Its easy to come up with a list of resolutions. Its a different ball game to keep up with them.
Andy Hough says:
January 11, 2012 at 3:34 pm (UTC -4 )
I’m revisiting my goals every week which should keep me on track.
LaTisha Styles says:
January 14, 2012 at 6:52 pm (UTC -4 )
Good point. Regular check ins help to stay on track.
Jeremy @ Personal Finance Whiz says:
January 11, 2012 at 4:13 pm (UTC -4 )
I posted all of my goals for 2012 on my blog. I’ll also be posting updates throughout the year. Public accountability is a big motivator for me. I don’t want to have to do a post at the end of the year talking about how I failed on every single goal!
LaTisha Styles says:
January 14, 2012 at 6:54 pm (UTC -4 )
That’s probably one of the best ways to stay on top of your goals. I remember mentioning to a friend that I had a goal and he did everything he could to keep me on track. Even if it was just a gentle reminder.
Blogging for a Better New Year from Betterment Features Finance Bloggers and Resolutions for 2012 | MaximizingMoney.com says:
January 16, 2012 at 11:52 am (UTC -4 )
[...] 5. LaTisha Styles of Financial Success For Young Adults talks about New Year’s Resolutions for Commitment Phobes. [...]