How Can I Use Credit Wisely?

Are you making these credit card mistakes? Credit cards are not evil. You can use credit to your advantage. Build a healthy credit history and you can secure lower rates on mortgages, auto and personal loans, and insurance. A good credit score is also necessary for securing employment for those employers that check your credit score as a part of their decision making process.

How can I use credit wisely

Please enjoy my latest video where I share my personal credit history and if you pay attention you will notice my inability to write with my right hand.


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How do you use credit wisely? I’d love to hear about it below.

Need more information on how to build better credit? Visit our credit center here.

Click here to see what credit card I recommend for young adults.

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About LaTisha

"Money is a tool. Use it to get where you want, but don't let it control you."- LaTisha

Author, motivational speaker, entrepreneur. Love to laugh and make others laugh. Focused on helping you build success and stay motivated along the way. Start investing now and let’s build wealth together.

  • Don

    Great information, and very well presented! :)

    Keep up the great work! Your video presence is great!

    • LaTisha Styles

      Thank you Don!!!

  • rparis

    I agree that credit cards can be used to your advantage but you have to be real careful…all you need is one bad month to fall behind.

    • LaTisha Styles

      Very true. But if you are using less than what they offer you then you can usually keep up. Using $50 of a $500 available balance may not sound like fun but it will help prevent you from falling behind.