Debt: The Elephant in the Room

StudentDebt

So far we haven’t talked to much about debt. I hate my debt. But most college graduates have debt and some more than others. Think about it. We go to college for 4 years, and often times more just to get our degree so we can join the workforce. That college degree can be pretty [...]

The Hierarchy of Financial Aid

financial aid office

Financial aid can be complicated. Unfortunately, there are so many rules and regulations (not to mention government red tape) that it honestly is a full time job just keeping track of it all. There is no way that you can know it all. However, there is one very easy way to make sure you get [...]

The Best Time to Start Paying off Debts: Now

Whether you have used your credit card to see you through university or need to pay some money off for the mortgage you’ve just signed, now is the perfect time for paying off debts. There are a number of credit cards and mortgage rates to choose from initially, but when the debts are rising there [...]

My Experience with Sallie Mae

student loan debt

LaTisha: This is a reader’s experience with Sallie Mae. The purpose of these stories is to help prevent others from making the same mistakes. If you have an experience that you would like to share anonymously please contact me. Figuring Out How to Pay Tuition My experience with Sallie Mae has been a rather interesting [...]

Is a Debt Management Plan Good?

debt snowball

Sometimes debt can get overwhelming. If you are responsible and not taking out credit then your debt is manageable. Maybe you just have a mortgage or student loans. Maybe you are debt free. Being in debt sucks, especially when you get in over your head. I have debt of course, I am working to pay [...]