Ready to fix your credit? There’s no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash and cash back debit cards. I know because I did it for over two years. However, when you are ready to buy a house, you need to [...]
A payday loan is a short term loan that is marketed to help cover immediate cash needs. If you have a emergency expense, say your tire blew out and you need a new tire, then you could use a short term loan to help cover this emergency expense until you receive your next paycheck. If [...]
How getting out of debt is like the MTV show, I Used to Be Fat. If you haven’t been living under a rock, you’ve probably had a chance to see MTV’s new show, I Used to Be Fat. The show documents young adults, usually high school seniors and high school graduates who want to lose [...]
Before you start building wealth, you may have a few administrative items that need to be taken care of. Namely, you may have consumer debt hanging over your head. Every day it calls to you, waking you up in the middle of the night. Have you ever jumped out of bed in a cold sweat [...]
This post was inspired by a reader question: “How can I pay off my student loans without going broke?” Student loans these days are a part of most college students’ vocabulary. Yes, there are some recent college graduates who didn’t have to take out student loans when they chose a college, but that’s pretty rare [...]
