buying-your-first-home

How Can a Home Improvement Be Rolled Into my Mortgage?

Home remodeling projects take many shapes and forms, from a relatively simple project like updating your kitchen to a major one that includes redesigning the original floor plan to accommodate your changing lifestyle. The reasons homeowners have for remodeling are also quite varied. For example, you might decide to improve you home’s energy efficiency by […]

Easy Investing

Real Estate

buying-your-first-home

How Can a Home Improvement Be Rolled Into my Mortgage?

Home remodeling projects take many shapes and forms, from a relatively simple project like updating your kitchen to a major one that includes redesigning the original floor plan to accommodate your changing lifestyle. The reasons … [Read More...]

Build Credit

best credit cards for young adults

Best Credit Card for Young Adults

As a young adult it is important for you to establish a credit history. More than that, it is important for you to establish a good credit history. Oil tycoon and billionaire J. Paul Getty says, "..borrowed money must always be promptly repaid. … [Read More...]

Small Business

Social Entrepreneurs Need Accounting Software Too

Social Entrepreneurs Need Accounting Software Too

A growing trend in small business is the use of business structures to pursue social ideals. They transform the idea of running a business for profit into running a business to provide social value. Many are micro businesses, and they can blend … [Read More...]

Living

raspberry serrano sangria

Raspberry and Serrano Sangri­a

I absolutely love Sangria. I think it all started when I went to Spain for a study abroad. It was always my go to drink at a tapas restaurant. I found an interesting recipe that includes spicy serrano pepper. Usually, I include serrano peppers in my guacamole so seeing it in this … [Read More...]

College Students

How Adult Learners Are Different

How Adult Learners Are Different

Going back to school can be a great way to stimulate your mind and also boost your income. However, when you return to college in your mid-20s and 30s, you’re already a very different person than you were when you were 18.No matter what environment you’re learning in as … [Read More...]

Personal Finance

financial mistakes to avoid

Common Financial Mistakes You Make in Your Twenties

For many of us in our twenties, we experience the elation of suddenly earning substantially more than we’re otherwise used to; long gone are the days of babysitting and summer … [Read More...]

Career

How to Avoid Stressful Job Burnout

You’ve Chosen a Rewarding but Stressful Job. Here’s How to Avoid Burnout.

Some of the most rewarding careers in the world are also some of the most stressful. Working with children, the elderly, or people who need a lot of assistance can take a major emotional … [Read More...]

Travel

The Parthenon

Saving Money in (and on the way) to Greece

Every year, nearly 20 million tourists make their way to Greece to witness its fabled historic landmarks and experience the stunning natural beauty of its Mediterranean coast. Although Greece has traditionally been a relatively low-cost holiday destination, there are lots of ways … [Read More...]

Investing

battle-royale2-1024x673

Stock Options vs. Individual Stocks: Battle Royale

There are two ways to build up a profitable stock portfolio. One way involves unlimited downside risk and the other involves limited upside risk. Today we are going to assume you are interested in purchasing individual stocks. (Please remember that this is not investing advice, continue to the full disclosure for posts regarding investing.) There […]

results with Betterment account

What Were You Doing While the Market Gained 16% Last Year?

I once heard that time is the single most important factor when it comes to investing. The more time you have, the better off your investing portfolio. Mostly because short term movements in the market are gradually smoothed out over time. In 2012, the broad market, as measured by the S&P 500®, gained 16%. What […]

how can a college student invest

How Can a College Student Invest?

In my opinion college students are the best investors. They are constantly learning and not afraid to make mistakes. As you get a college education, you should be getting an education in building wealth. Most Investors Start with Stocks When you first start investing you will most likely want to start with stocks. The reason […]